Benjamin Tarshish

Viking Client Services Is Harassing Me. What Can I Do?

July 2, 2018

Who is Viking Client Services? Is This A Scam? Viking Client Services, also known as began as Viking Collection Services, is a collections agency based in Eden Prairie, Minnesota. The debt collection agency was founded in 1969. Though based in Minnesota, they deal with consumers throughout the United States. Viking Client Services has received consumer […]

Read the full article →

AFNI Collections Is Harassing me. What Are My Options?

May 14, 2018

Who is ANFI Collections? Is This A Scam? AFNI began as a collections agency in Bloomington, Illinois in 1936. The agency used to be known as H.A. Slaven’s Collection Bureau. In 1976, the agency was purchased by Earl Anderson and the name was changed to Anderson Financial Network Inc (AFNI). Nowadays, AFNI is a third-party […]

Read the full article →

What is the Debt Collection Statute of Limitations In My State?

May 5, 2018

A statute of limitation is the time limit during which a person is allowed to take a legal action related to a previous event. Regarding debt, the statute of limitation refers to the duration of time during which a debt collector is able to request the court make you pay for a debt. It is […]

Read the full article →

I Was Lied to By a Debt Collector. Is That an FDCPA Violation?

April 16, 2018

Debt collectors are forbidden from being dishonest with you in the process of trying to collect on a debt. There is a federal law known as the Fair Debt Collection Practices Act (FDCPA) which expressly prohibits debt collectors from engaging in any deceptive, misleading, or untruthful practices. What is considered a false statement? A debt […]

Read the full article →

Can They Repossess My Boat?

March 27, 2017

If you bought your boat on a loan, the lender will likely have a lien put on the boat title. The lien lasts until the loan balance is fully paid off. If you do not adhere to the terms of your loan, or if you default on your loan, the lender will generally be able […]

Read the full article →

When and How to Freeze Your Credit

March 20, 2017

What is a credit freeze, and how does it work? A credit freeze is something that you can do if you want to block your credit reports from being accessible. They provide you with a secret PIN number that you can use if you ever need to apply for credit, so that you can temporarily […]

Read the full article →

Are you getting collection calls for another person’s debt?

November 10, 2016

Whether called intentionally or by mistake, the most prevalent consumer charges that are received by the Consumer Financial Protection Bureau are frustrating collection calls for someone other than the person it is intended for. If you are receiving letters or calls from a collector for another person’s debt, you likely aren’t interested in the reason why […]

Read the full article →

Debt Collectors Calling Your Friends and Family? That’s Illegal And You May Have A Case.

November 3, 2016

The Fair Debt Collection Practices Act usually forbids debt collectors from calling friends and family. In reality, most collection calls to third-parties are illegal. In some rare cases, there are exceptions to this rule however. If a debt collector is contacting someone else about your debt, here is what you should know. “Debt Collectors” Gathering […]

Read the full article →

Messerli & Kramer Sued Me. What Are My Options?

October 27, 2016

The largest debt collection firm in Minnesota is Messerli & Kramer. They are very adept at what they do, and if you are on the receiving end of this giant, you’ll want to know how to properly protect your interests. Messerli & Kramer can be a very difficult adversary. Immediate Response to a Collection Lawsuit […]

Read the full article →

How to Tell If a Debt Collector Violates the FDCPA

October 5, 2016

There are many ways that a debt collector can violate the Fair Debt Collection Practices Act. In this post, we are first going to review some basic guidelines for determining if a debt collector violates the FDCPA, and then go over some more specific examples of violations. The FDCPA states that debt collectors are not allowed to […]

Read the full article →

← Previous Entries

Next Entries →