Who is Expert Global Solutions/NCO Financial Systems? Is This A Scam?

NCO Financial Systems is a third-party debt collection agency based out of Horsham, Pennsylvania. The agency was founded in 1926. NCO focuses on many types of debt, some of which include the retail and consumer goods industry, energy and utility industry, and health care industry. Around 2010, NCO acquired Outsourcing Solutions and reported revenues of over and a half billion dollars. The agency merged with APAC Customer Services in 2012 to form Expert Global Solutions (EGS).

Expert Global Solutions/NCO has received many consumer complaints claiming Fair Debt Collection Practices Act (FDCPA) violations. Some consumer reviews have accused Expert Global Solutions/NCO of making false statements or representations in pursuit of debt collection. Other examples of alleged violations include attempting to collect a debt not owed, threatening to contact an employer and sharing information improperly, and improper communication tactics.

Nonetheless, EGS/NCO is not a scam and they are in fact an authorized debt collection agency. Expert Global/NCO purchases packages of debt from banks and other businesses, and then tries to collect the debt from consumers. If EGS/NCO has contacted you, it is important that you learn your rights and how best to protect yourself before offering any response.

What Are Common Complaints Against Expert Global Solutions/NCO Financial Systems?

As of October 2018, the Consumer Financial Protection Bureau (CFPB) has received over 1,800 complaints related to the debt collection practices of Expert Global Solutions. Examples of common complaints against Expert Global Solutions include trying to collect a debt not owed and improper communication tactics.

The following two real-world examples of complaints against Expert Global Solutions illustrate these types of alleged violations.

Consumer alleges EGS/NCO uses improper communication tactics

“NCO Financials continuously calls my cell phone and has also called the home of a relative and told my relative that they needed to speak with me…”

Consumer alleges attempts to collect a debt not owed

“Hi I keep getting repeated calls from NCO Financial services on my cell phone. They are looking for someone who is not at this number. I have told them this verbally over the phone as well as emailing them and telling them this. Yet they keep calling me…”

What Actions Can Expert Global Solutions/NCO Financial Systems Funding Legally Take Against Me? Can They Sue Me Or Garnish My Wages?

As a debt collector, EGS/NCO Financial is not legally allowed to threaten to sue you, or threaten to garnish your wages. They are allowed to contact you via phone, text, or mail. However EGS/NCO Financial cannot call you at inappropriate times including before 8 a.m. and after 9 p.m.

Though they are not allowed to threaten lawsuit or wage garnishment, if you do not pay a valid debt owed to them, EGS/NCO Financial may legally sue you in a court. If they get a default judgement against you in court, the judgement will state the amount you owe and allow them to garnish your wages for that amount. If you owe a debt to EGS/NCO Financial and are concerned with the possibility that they might garnish your wages, it would be wise to speak to an attorney before it gets to this point. Our attorneys have assisted countless consumers in fighting back against debt collector harassment and protecting themselves against wage garnishment. Contact us now to see if we can help you as well!

Please call 952-295-3935 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case. If we agree to handle your case, our attorney fees will be FREE to you and will be paid for by Expert Global Solutions/NCO Financial Systems.

What Should I Do If Expert Global Solutions/NCO Financial Systems Contacts Me? How Do I Stop EGS/NCO Financial From Harassing Me?

The first step is to determine if Expert Global Solutions/NCO Financial Systems is in violation of your rights. Please refer to the following list:

EGS/NCO Financial is contacting you about about a debt which is not yours, or a debt amount which is more than you owe
EGS/NCO is unable to prove that the debt is owed by you
EGS/NCO is not authorized by the original creditor to collect the debt
EGS/NCO is making automated robocalls to your phone in order to collect
EGS/NCO is using inappropriate language, or trying to intimidate you.
EGS/NCO is accusing you of criminal behavior, or threatening to arrest you.
EGS/NCO is threatening you with negative credit reporting, lawsuit, or violence
EGS/NCO is calling you at work, or calling your friends, coworkers, and neighbors
EGS/NCO is calling you before 8 a.m. or after 9 p.m.
EGS/NCO is calling you many times per week

If any of the above applies to your situation, our attorneys can help! Tarshish Cody PLC represents consumers experiencing harassment from debt collectors like NCO Financial Systems, and our attorneys are experienced in protecting your legal rights. If Global Solutions/NCO Financial Systems is in violation of the FDCPA, we can not only make the debt collection calls stop, but our attorneys can sue Expert Global Solutions and recover up to $1,000 in statutory damages for your FDCPA claim. Furthermore, Expert Global Solutions/NCO Financial Systems would be required to pay your attorney fees and court costs.

Please call 952-295-3935 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case at no charge to you.

Is Your Law Firm Able To Assist Me In Filing A No Fee Lawsuit Against Expert Global Solutions/NCO Financial Systems?

If you are being harassed by EGS/NCO Financial, we can help! The attorneys at Tarshish Cody PLC have filed many lawsuits against debt collectors like NCO Financial who are in violation of the FDCPA. In total, our clients have been awarded hundreds of thousands of dollars via these lawsuits.

What Do Our Clients Say?

“[Tarshish Cody PLC] helped us win a settlement from an aggressive debt collection company. [The law firm] was very professional and explained the process and the plan of action. We really didn’t have to do anything. Settlement was reached in a short amount of time. We recommend [Tarshish Cody PLC] to anyone seeking settlement from a debt collection company.”

“[Tarshish Cody PLC] won my case for me against the collection agency that was garnishing my wages. I was really stressed out & embarrassed about my situation, but [Tarshish Cody PLC] successfully sued [the collection agency] & they backed down; we settled out of court, they paid me my damage reward & stopped all garnishments. [Tarshish Cody PLC] went above & beyond for me & when I needed a competent professional who could deliver & be trusted, [Tarshish Cody PLC] was the law firm I needed.”

Can You Help Me Remove A NCO Financial Systems/Expert Global Solutions Account from My Credit Report?

Yes we are able to assist with this. Contact us now to learn more.

NCO Financial Systems/Expert Global Solutions Contact Info

NCO Financial Systems

507 Prudential Rd.
Horsham, PA 19044
Phone: (800) 220-2274

NCO Financial Systems/Expert Global Solutions Telephone Numbers

In trying to reach customers, EGS/NCO Financial calls from a multitude of phone numbers. Here is list of phone numbers from which consumers have reported getting calls from EGS/NCO Financial, pertaining to debt collection:

8775917730
8775910433
8888995861
8888996031
8888996028
8888995920
8888994780
8888993539
8888991592
8888991591
8888994753
8888994761
8888994778
8888994332
8667976784
8777450426
6142127506
6142127551
6142127561
8772684294
8008249392
8008221699
8772982251
8772127434
8778955703
8778990192
8777172513
8006883390
8006884490
8006887929
8006883370
8778710261
8666638609
6148277500
8552127488
8774950499
8882690192
8008420640
8008445795
8662872543
8662888053
8778253242
8778437429
8778470092
8009564638
8009014461
8009014506
8009001367
8667974571
8009254132
8009243587
8887446617
8887458841
8009355152
8004801534
8004852202
9138718954
8882887972
8882890907
8882889879
8882817785
8007975698
8008970308
8008926460
8008909401
8009749728
8009796560
8008165576
8008165572
8008100590
8007592224
8883059715
8776826882
8005203744
8005203595
8003048519
8003031410
8003031043
8006385630
8004773826
8004743743
8004771827
8003794192
8003795209
8003737997
2675194510
2675194542
2675194400
8668534965
8882491037
8882453420
8773497517
8665445501
8665414794
8665452304
8665452305
8665446360
8777841999
8778038009

How We Can Help

Stop The Harassment: All debt collection calls stop once you’ve retained Tarshish Cody, PLC.
Get up to $1,000: We can Sue and Recover up to $1,000 in statutory damages for your FDCPA claim
100% Free Legal Assistance: Harassing Debt Collectors must pay our fees in FDCPA claims.

Tarshish Cody PLC represents consumers experiencing harassment from debt collectors like NCO Financial Systems/Expert Global Solutions and our attorneys are experienced in protecting your legal rights. Our law firm understands how difficult it is for consumers who fall behind on bills, when pressured by harassment that is illegal and needs to cease. Dealing with harassment is a positive step in the process of managing your late payments or debt. Our attorneys can discuss remedies such as debt consolidation, short sales, bankruptcy, and more, but most importantly, we can get the harassment to stop.

Please call 952-295-3935 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case.

Tagged as: Consumer Protection Law, Expert Global Solutions, NCO Financial Services