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Minnesota Debt Collector Harassment Attorney
DEBT COLLECTOR HARASSMENT
Consumers can experience harassing debt collection phone calls, letters, and in-person visits that violate their legal rights. The Fair Debt Collection Act (FDCA) establishes rights for consumers who are approached by debt collectors. The law firm of Tarshish Cody PLC will explain your protection and help you determine if you have claims for damages. Call our Debt Collector Harassment Attorney now at 952-295-3935.
TYPES OF DEBT COLLECTOR HARASSMENT
There are many creditor debt collection practices that are against the law. The following practices are illegal and consumers should contact our lawyers to discuss possible legal action against creditors for the following:
- Multiple calls per week
- Early morning or late night calls
- Attempts to collect more than you owe
- phone calls, letters or personal visits that threaten a consumer (including threats of violence, lawsuit, or arrest, or even threats of negative credit reporting)
- debt collector contacts to third parties such as friends, family, or employer
- notification to a third party that you owe a creditor money
- Attempts to intimidate you
- Collection attempts / calls at your place of work
- Criminal Accusations
- Use of vulgar or profane language in an attempt to collect money
- Lies
- Repeated phone calls after the consumer has notified the creditors to stop
- Robocalls / Robo-dials to your cell phone
Even if only one of these types of harassment have happened to you, our attorneys can help you.
HOW TO DEAL WITH DEBT COLLECTOR HARASSMENT
Taking legal action against a harassing debt collector can often produce a cessation of the harassing contacts and allow the consumer to focus on managing the payment process. Tarshish Cody PLC lawyers believe that consumers who owe money deserve to be treated respectfully and according to the law under the Fair Debt Collection Act. Invoking your legal rights may not make the debt disappear, but it can allow consumers the respectful relationship with a creditor the law demands.
Consumers should keep a record of phone calls, emails, letters, voicemails, and visits from debt collectors. If third parties have been approached, list those contacts as well. These records can be used to stop the harassment tactics. Often harassing practices by debt collectors are designed to create stress in the lives of consumers in order to make them succumb to the pressures of harassing tactics. Call our law firm, Tarshish Cody PLC and schedule a free initial consultation to discuss how to protect your legal rights, and discuss possible claims with you. Call 952-295-3935.
HOW WE CAN HELP
- Stop The Harassment: All debt collection calls stop once you’ve retained Tarshish Cody, PLC.
- Get up to $1,000: We can Sue and Recover up to $1,000 in statutory damages for your FDCPA claim
- 100% Free Legal Assistance: Harassing Debt Collectors must pay our fees in FDCPA claims.
Tarshish Cody PLC represents consumers experiencing harassment from debt collectors and our attorneys are experienced in protecting your legal rights. Our law firm understands how difficult it is for consumers who fall behind on bills, when pressured by harassment that is illegal and needs to cease. Dealing with harassment is a positive step in the process of managing your late payments or debt. Our attorneys can discuss remedies such as debt consolidation, short sales, bankruptcy, and more, but most importantly, we can get the harassment to stop.
Please call 952-295-3935 now or fill out our Free Case Evaluation Form below and one of our attorneys handling Debt Collector Harassment can evaluate your case.